Were not tough to help, we just want guys that are inexperienced in margin calls to have their eyes wide open and be aware of what can and sometimes does happen.

Personally, I wouldn't feel safe with $100/acre LOC for a marketing plan if I was hedging up to 80-85% of APH on my whole crop.

You might have the most understanding banker in the world but unless he's the bank president/owner, he's not the one that calls the shots when the crap hits the fan.